Member Services

Automated Services

These services are available to set up on your LSCU account(s) to help you manage your finances better:

Courtesy Pay

Unexpected financial needs happen, and that's why LSCU has Courtesy Pay. For a nominal fee, Courtesy Pay provides coverage on up to $500 towards payments and can save you the expense and embarrassment of having your ATM, check, debit card, and electronic transactions returned. (Fee is charged per item). Qualifying members in good standing are eligible for this service. Contact LSCU for more details on Courtesy Pay.

Direct Deposit

Direct Deposit is a safe and convenient way for your full payroll to be credited to your LSCU account every pay period. Deposits are made electronically, saving you time and gas by not having to come into a branch! Direct Deposit can be set up through your employer, pension plan administrator, or the Social Security Administrator. You can even set up loan payments and/or distributions among your various LSCU accounts. Contact us if you would like to set up Direct Deposit.

Insured Deposits

In these unsure times, you need to know that your assets are protected. Each and every single account at Lone Star Credit Union is automatically federally insured to at least $250,000 by the National Credit Union Administration (NCUA).

LSCU Instant Issue Debit Card

Enjoy the power of spending that's linked directly to your LSCU checking account, and is issued to you the moment you come into the branch to open your checking account!

You can also reap the benefits of the Lone Star Premier Rewards Program! Start earning points by using your debit card for all of your purchases. Your points are redeemable for merchandise, event tickets, trips, and gift cards. View more information on our rewards program and how to get started.

Overdraft Protection Options

Sometimes mistakes happen, and LSCU has several options for you to choose from.

Savings (Share) Transfer: You can protect yourself from overdrawing your checking account by choosing to have a transfer occur from your Regular Savings Account to your LSCU Checking Account. This is an optional feature and there is a nominal fee to use this service.
Lone Star Line of Credit: A Lone Star Line of Credit is linked to your LSCU Checking Account and lets you write yourself a loan wherever and whenever you need some additional funds. It also protects your account against accidental overdrafts. To access your Lone Star Line of Credit; you can use your LSCU Debit Card, write a check for the overdraft amount, call our 24/7 automated telephone service QUE, or ask a credit union representative to add the money to your account. This is an optional feature, contact LSCU for more information.

Payroll Deduction

In addition to Direct Deposit, Lone Star Credit Union can also have a partial payroll amount from your paycheck deposited electronically to an LSCU account(s) of your choice. These deposits can be set up through your employer, pension plan administrator, or the Social Security Administrator. These partial payment amounts can be loan payments and/or distributions among your various LSCU accounts. Contact LSCU if you would like to set up a Payroll Deduction today!

QUE

Access all your LSCU accounts 24/7 via our automated telephone service, check your balances, make transfers between your accounts, and more. You must be registered to access this service, contact LSCU here to get you started with QUE.