Personal Solutions

Member Services

Common Account Changes

This is a listing of more common LSCU account charges. For a complete list of charges please contact a credit union representative.

Savings Account Charges

Account Maintenance	$5 per month when total balance of less than $500 and no activity for 180 consecutive days
Excessive Withdrawal	$5 per withdrawal in excess of four during a calendar month

Personal Checking Account Charges

Bluebonnet Checking	$10 per calendar month
Money Market Checking	$10 per calendar month if minimum daily balance below $2,500
Texas Heritage Checking	$10 per calendar month if minimum daily balance below $1,500 OR combined loan and share balance below $20,000

Business Checking Account Charges

Executive Checking	$12.50 per calendar month if minimum average daily balance below $2,500
Executive Plus Money Market	$10 per calendar month if minimum average daily balance below $25,000

Other Common Service Charges

Cashier's Check*	$3 per check
Courtesy Pay	$25 per item
Domestic Wire Transfer	$15 per transfer
International Wire Transfer	$35 per transfer
Foreign ATM*	$1 per transaction (after four)
Late Loan Payment	5% of payment amount with $15 minimum and $50 maximum
Money Order*	$1.50 per money order
Nonsufficient Funds (NSF)	$25 per item
Returned Deposited Item	$10 per item
Stop Payment Request	$25 per request

* Texas Heritage and Texas Heritage Plus Checking Accounts receive these services at no charge

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