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Personal Solutions

Personal Loans

Loan Protection Products

Credit Life Insurance

Credit life is designed to pay off the insured balance on your loan in the event of your untimely death. This coverage is available to LSCU members at group rates and is conveniently included in your loan payment. Helping provide peace of mind to your loved ones and heirs is included in your payment calculation. The applicant and/or co-borrower can be underwritten.


Credit Disability Insurance

Credit disability is designed to pay your loan payments (up to the policy limit) if you become totally disabled and are unable to work. Helping provide peace of mind to you and your loved ones is included in your payment calculation. Credit disability can only be underwritten for the applicant/owner of the account.

CDCL-1110-60B5
Optional Credit Life and Credit Disability Insurance are underwritten by CUNA Mutual Insurance Society. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.
 


Mechanical Breakdown Protection

Automotive Protection insurance covers nationwide mechanical breakdown of your new or pre owned vehicle.

  • Fully insured program
  • 24 hour roadside assistance for the term of your coverage
  • Rental vehicle assistance
  • Tire road hazard protection and trip interruption for the term of your coverage
  • Direct payment to the repair facility
  • Choose a per visit deductible or a one time charge at policy inception
  • Transferable coverage if you sell your vehicle

View our Mechanical Breakdown Protection information.


Guaranteed Asset Protection (GAP)

GAP is a non insurance product that covers the ‘gap’ between the vehicle’s value and the amount you still owe if your vehicle is ‘totaled’ or lost to theft. Buy yourself some peace of mind for our low flat rate of only $250.

View our Guaranteed Asset Protection information.

 

CDCL-1110-60B5