Personal Loans

Savings & CD Secured

With Lone Star Credit Union's  Share (savings) or Certificate of Deposit (CD) Secured loans, you can borrow at a lower rate of interest than other loans using funds on deposit at LSCU as security for the loan. The loan rate is the underlying deposit interest rate plus 2%.

Some members hesitate to lock in their money on a longer term CD, but with a Saving or CD Secured loan, LSCU members can borrow against the CD at the fixed 2% rate if needed, and not receive an early withdrawal penalty!

Other perks include:

• Borrow up to 90% of the savings or CD balance
• Set up repayment terms monthly or at CD maturity
• Build credit history
• Enjoy a .25% higher rate on your underlying CD if you have a qualifying LSCU checking account
          
             

Tips

• We will help you protect your investment by automatically including the appropriate loan protection products in your payment
• View our low rates here
• View helpful information on your credit score here
• Estimate your payment amount with one of our financial calculators