Get your life back after a disaster with the funds you need to pay for expenses
Texas has four seasons: drought, flood, blizzard, and twister. Be prepared to cover unexpected natural disaster-related expenses with a disaster relief loan from Lone Star Credit Union.
Fixed rates
Know exactly what to pay every month with a fixed 6.75% rate on all disaster relief loans.
Flexible terms
Choose a monthly payment that works for your budget with flexible terms up to 60 months.
Cover expenses
Use your disaster relief loan to cover a variety of expenses to get your life back to normal.
Rates as low as APR*
Let's see what your monthly payment could be.
Monthly Payment
Fixed rates
Your monthly payment will never change
Surviving a natural disaster already brings enough uncertainty. A disaster relief loan from Lone Star Credit Union comes with fixed rates, so you'll know exactly what payment to expect over the entire life of the loan for easy financial planning.
Covers a variety of expenses
Use the funds for a variety of expenses
There are a lot of expenses that go into rebuilding after a natural disaster. From insurance deductibles and bills to contractor invoices and other repairs, you can use your disaster relief loan to cover a wide variety of expenses to help you get your life back on track faster.
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1
Complete an application
It takes only a few minutes to fill out the online application.
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2
Get approved
We'll check the qualifications and let you know if you're approved.
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3
Use the funds
Funds are paid to contractors to help rebuild after disaster.
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Yes,. On the desktop version of digital banking click the plus sign to take you to the Apply for Loan option.
On mobile, tap the plus sign at the bottom of your screen and then tap Apply for Loan to begin the process.
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Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.
Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 214.327.9367.
Have a question? Contact us
Disasters are tough enough. Finding the funds to rebuild shouldn't be.
Texas is known for its natural disasters. Feel confident that you have the funds to rebuild when nature strikes with a disaster relief loan from LSCU. We're from Texas, and we know how to handle its weather!
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*APR=Annual Percentage Rate
Total repayment amount based upon amount borrowed, interest rate and amount of time it takes to pay off the loan. To receive 6.75% APR, you must submit a copy of the repair bid by your contractor or a copy of the portion of your home owners insurance stating your deductible amount. Loan funding is dependent upon loan approval of and review of submitted documents. Other restrictions may apply. We reserve the right to end this promotion at any time without notice.
Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.
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Rates effective as of: April 18, 2024
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