Holiday Hours:

All LSCU locations will be closed on Monday, May 28th, for Memorial Day. 

Father, mother, and son hugging outside

Checking

We understand your lifestyle needs convenience and flexibility, especially when it comes to managing your money. Our checking accounts are designed with you in mind, giving you great features like no minimum balance and a nationwide network of surcharge-free ATMs and branches. Use the account comparison below to simplify choosing the right option for you or click on the checking account type for more information.

 Compare accounts to find the best fit for you. 

 

FREEdom Checking TX Heritage Checking Money Market

Free Instant-Issue Debit Card

Y Y N

Nationwide ATM Network (55,000+ ATMs)

FREE

FREE

N

Out-of-Network ATMs

$2 /transaction

FREE

N

eStatements

Y Y Y

Online Branch & Bill-Pay Access

Y Y Y*

Courtesy Pay**

Y Y N

Free Checks

N One Box per Year Y

Paid Dividends¹

N Y Y

Minimum Balance

N

$1,500 to earn dividends

$2,500 to earn dividends

Monthly Service Charge

N NONE IF average daily balance is >$1,500 or combined deposit/loan balances are >$20,000        

OR $10/month

NONE IF average daily balance is >$2,500

       

OR $10/month

FREE for members age 55 & better
     

*Bill-Pay is not available on Money Market accounts.

**Courtesy Pay up to $500 available to qualified members, contact us for details.

¹Dividends are paid at the current rate on accounts that meet or exceed the minimum required average daily balance of $1,500.