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Savings & Certificates

All LSCU savings accounts come with peace-of-mind. Our deposits are federally insured up to $250,000 by the National Credit Union Administration. (NCUA), which means your money is always protected. When you become a Member, your savings account–or share–is opened with a $25 deposit. We refer to your savings account as a "share" because it is your stock in Lone Star Credit Union. As a Member you are also an Owner, this is part of what makes credit unions different from other financial institutions.

LSCU has savings solutions to help you achieve you dreams.

                                                                                                                                                                                            

  Savings Account (Share) Special Savings Accounts Holiday Club Account Certificates of Deposit
Best if: You want to start your savings and earn steady dividends. You want to save for a specific purpose like taxes, vacation, or a big purchase. You want to save for holiday shopping a little bit at a time You want a steady and secure way to diversify your portfolio.
Minimum Deposit $25 None $10 $500**
Rate
       
       
Balance to earn rate
View Rates
        $100
View Rates
        $100
View Rates
        $100
View Rates
Services
           
  • Federally insured up to $250,000
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  • Direct Deposit
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  • Automatic transfers
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  • Overdraft Protection Transfers*
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  • Federally insured up to $250,000
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  • Direct Deposit
  •        
  • Automatic transfers
  •      
           
  • Federally insured up to $250,000
  •        
  • Direct Deposit
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  • Automatic transfers
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  • Receive funds into your LSCU account on October 1st
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  • Federally insured up to $250,000
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  • Choice of terms from 91 days to 60 months
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  • Earn higher rates with an LSCU checking account
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  Savings Account Details
View Youth Accounts
Special Savings Details Holiday Club Details CD Details

We also have options to help you save for retirement. Learn more about IRAs

*Overdraft protection transfers from savings to checking is an optional service for a $3 fee.
**Jumbo CDs (regular and IRA) have a minimum deposit of $90,000.