Young couple sitting together on floor in new house

Home Equity Loans

Our home equity solution uses the value in your house to make you feel right at home. Whether you are looking to renovate, replace a roof, or add a beautiful backyard, the purchases necessary to customize your house to fit your family's unique needs are possible with a home equity loan. The best way to get started is to talk to us, and together we'll learn about your home's value and what a home equity loan can do for you. 

Ready to get started? Just give us a call at 800.588.6928 or apply in-person at any branch.

With a home equity loan, anything is possible

Home equity loans can be used for more than just home improvements. You essentially use the value of your home to finance a purchase. That purchase could be a dream vacation, a new car, consolidating debt, or any other personal purchase that fits in your life.

  • Borrow a specific amount with a fixed rate, term, and monthly payment
  • Great for debt consolidation, major home renovations, or large one-time purchases
  • Flexible payment options available
  • Loan amounts starting at $20,000
  • The interest you pay may be tax deductible*
  • No origination charges or points

We offer up to 80% loan to value financing on our Home Equity loans. To estimate the amount of equity eligible to borrow in your home, multiply the market value of your home by .80 (80%). Then subtract any existing lien balance(s). The remaining amount is the maximum home equity loan you could obtain.

Our minimum home equity loan is $20,000. If there is not sufficient equity in your home to borrow, please contact us for other lending options. Typical closing costs will be required.
* Please check with your tax advisor for more information.