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Credit Cards

When it comes to choosing a new credit card, your options can be complex and overwhelming.  That's why we offer three simple solutions.  No matter the card you choose, you'll benefit from EMV smart chip technology, 24/7 cardholder support and great introductory rates.  Not to mention, a low rate or exciting rewards depending on the card you choose!

VISA Credit Card Options that are GOOD for you.    




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Intro APR Purchases  1.99% for 12 months*   1.99% for 12 months *  Subject to Normal Terms 

Intro APR Balance Transfers 

 0% for 18 months*

 0% for 18 months*

 Subject to Normal Terms



 Up to 2,000 points in first 90 days** 



 7.95% - 16.95%   12.95% - 18.00%  16.75%

Cash Advance APR 

 Rate + 3% (Cap 18%)    Rate + 3% (Cap 18%)   N/A

Annual Fee

 $0  $0  $25

 *APR=Annual Percentage Rate. Introductory rate is valid for 12 months from first card issue date. Cardholder rate is subject to credit approval.

**To be eligible for the 2,000 bonus points, you must make $2,000 or more in purchases within 90 days of account opening. Earn 1,000 points after spending $1,000 and another 1,000 bonus points after spending an additional $1,000 or more in purchases. 


VISA Credit Card Information 

Account Access

Access your credit card account information through online banking or directly through AccessPoint.

Access Point offers secure access to your LSCU VISA credit card account.

  • View Account Summary
  • View Transaction History
  • View Statements
  • Sign-up for and View E-Statements
  • Make a Payment
  • Set Travel Notifications
  • Report Card Lost or Stolen

Click the Cardholder Login button above to get started. 


LSCU Cards App

Manage your Lone Star Credit Union VISA credit card in one easy-to-use app.  The LSCU Cards App gives you access to control, monitor and safeguard your cards anytime, anywhere! 

With this app you can:

  • View recent and pending transactions
  • View account details
  • Make a payment to your LSCU credit card
  • Report your LSCU card lost or stolen
  • File a dispute on a transaction
  • Create personalized alerts and controls on your LSCU cards
  • View rewards points for the LSCU goodRewards Credit Card
  • Set travel notifications

Card registration for the LSCU Cards app is easy from any mobile device, and access is secure and protected by multi-factor authentication.

Visit the LSCU Cards App page for more information.

Contact Information

Cardholder Services: 866.583.5196
Card Activation: 800.631.3197
PIN Now: 888.886.0083
Payment Address: PO Box 660493 Dallas, TX 75266-0493
Overnight Payment Address: 560 Carillon Parkway St. Petersburg, FL 33716

goodRewards Credit Card

Get rewarded for using your Lone Star Credit Union goodRewards VISA Credit Card.  Earn points on your everyday purchases and redeem for cash, merchandise, travel, gift cards, and more! 

Learn more about the goodRewards Credit Card on the goodRewards webpage.

View and redeem your rewards on the goodRewards website.  The website can also be accessed when logged into AccessPoint, the online VISA credit card website.

Digital Wallet

An easy and secure way to make purchases with your Lone Star Credit Union credit card. Each LSCU Credit Card offers the flexibility to be used with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, & Garmin Pay.

Visit the Digital Wallet page to learn more.

VISA Funded Benefits

Auto Rental Collision Damage Waiver (ARCDW) gives cardholders insurance coverage for physical damage and theft, reasonable and customary towing and valid loss-of-use charges and administrative fees when they reserve and pay for a rental car with their LSCU Visa credit card.

Roadside Dispatch® gives cardholders protection when they are on the road. This is a pay-per-use roadside assistance program. Cardholders are able to take advantage of pre-negotiated rates for common service issues (e.g. locksmith or tow service). Cardholder calls 800.847.2869 for roadside assistance.


Check out our frequently asked questions about credit cards.