Loan rates
| Loan type | APR* as low as |
|---|---|
| Auto (New or Used) | 5.50% |
| Boats, Farm Equip, Motorcycles, RVs (New or Used) | 6.00% |
| Mortgage Loans | Please contact us for today's mortgage rates. |
| Home Equity | 5.84% |
| Signature | 12.00% |
| Line of Credit | 12.00% |
| Share Secured | 3.00% above underlying Savings or CD (certificate of deposit) rate |
| CD Secured | 3.00% above underlying Savings or CD (certificate of deposit) rate |
Credit Card rates
| Credit Card Type | APR* as low as |
|---|---|
| goodRate | 10.95% |
| goodRewards | 15.95% |
Rates effective as of: February 3, 2026
Certificate rates
| Term of Certificate | APY** | Minimum Balance to Open |
|---|---|---|
| Youth CDs from 12 months - 60 months | 3.00% - 3.15% | $100.00 |
| 12 month CD | 3.00% | $500.00 |
| 36 month CD | 3.05% | $500.00 |
| 60 month CD | 3.15% | $500.00 |
Rates effective as of: February 3, 2026
Account rates
| Account Type | APY** | Balance to Earn Annual Percentage Yield |
|---|---|---|
| Regular Savings | 0.25% | $100.00 |
| Special Savings | 0.25% | $100.00 |
| IRA Savings | 0.10% | $100.00 |
| Youth Savings | 0.35% | $100.00 - $2,499.99 |
| 0.25% | > $2,500.00 | |
| Bonus Checking (Qualifications Met) | 0.50% | $100.00 to $4,999.99 |
| 1.00% | $5,000.00 to 50,000.00 | |
| 1.50% | $50,000.01 to $100,000.00 | |
| 2.00% | $100,000.01 or greater | |
| Bonus Checking (Qualifications Not Met) | 0.00% | |
| Money Market Checking | 0.65% | $2,500 - $14,999 |
| 0.75% | $15,000 or greater |
Rates effective as of: February 3, 2026
*APR= Annual percentage rate. APR is subject to loan term and credit approval. Â
**APY= Annual percentage yield
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Rates effective as of: February 3, 2026
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