Holiday Closing:

All LSCU locations will be closed Monday, January 20th for Martin Luther King Jr. day. Account information is available through online banking and the LSCU mobile app.

infant boy putting money into piggy bank

Rates

Loan Type APR* as low as
Auto (New or Used) 2.50%
Boats, Farm Equip, Motorcycles, RV's (New or Used) 6.25%
Mortgage Loans Please contact us for today's mortgage rates.
Home Equity 5.25%
Signature 8.75%
Line of Credit 8.75%
Share Secured 3.00% above underlying Savings or CD (certificate of deposit) rate

 

Term of Certificate APY** Minimum Balance to Open
Money Market 91 days CD 0.60% $2,500.00
Money Market 182 days CD 0.65% $2,500.00
Youth CDs from 12 months - 60 months 0.80% - 1.76% $100.00
Regular and IRA CD Terms and Rates
12 month CD 0.80% $500.00
24 month CD 1.00% $500.00
36 month CD 1.26% $500.00
48 month CD 1.36% $500.00
60 month CD 1.76% $500.00
24 month Bump Up CD 0.70% $500.00
36 month Bump Up CD 0.75% $500.00
48 month Bump Up CD 1.10% $500.00
60 month Bump Up CD 1.51% $500.00
12 month Jumbo CD 0.90% $90,000.00
24 month Jumbo CD 1.10% $90,000.00
36 month Jumbo CD 1.36% $90,000.00
48 month Jumbo CD 1.46% $90,000.00
60 month Jumbo CD 1.86% $90,000.00
24 month Jumbo Bump Up CD 0.80% $90,000.00
36 month Jumbo Bump Up CD 0.85% $90,000.00
48 month Jumbo Bump Up CD 1.21% $90,000.00
60 month Jumbo Bump Up CD 1.61% $90,000.00

 

Account Type APY** Balance to Earn Annual Percentage Yield
Regular Savings 0.10% $100.00
Special Savings 0.10% $100.00
IRA Savings 0.15% $100.00
Lone Star Ranger Savings 0.20% $100.00 - $2,499.99
0.10% > $2,500.00
Money Market Checking 0.10% > $2,500.00
0.20% > $15,000.00
Texas Heritage Checking 0.00% $1,500.00

 

*APR= Annual percentage rate. APR is subject to loan term and credit approval.  
**APY= Annual percentage yield