Rates
| Loan Type | APR* as low as |
|---|---|
| Auto (New or Used) | 3.00% |
| Boats, Farm Equip, Motorcycles, RV's (New or Used) | 6.25% |
| Mortgage Loans | Please contact us for today's mortgage rates. |
| Home Equity | 5.50% |
| Signature | 8.75% |
| Line of Credit | 8.75% |
| Share Secured | 3.00% above underlying Savings or CD (certificate of deposit) rate |
| Term of Certificate | APY** | Minimum Balance to Open |
|---|---|---|
| Money Market 91 days CD | 0.60% | $2,500.00 |
| Money Market 182 days CD | 0.65% | $2,500.00 |
| Youth CDs from 12 months - 60 months | 0.80% - 1.76% | $100.00 |
| Regular and IRA CD Terms and Rates | ||
| 12 month CD | 0.80% | $500.00 |
| 24 month CD | 1.00% | $500.00 |
| 36 month CD | 1.26% | $500.00 |
| 48 month CD | 1.36% | $500.00 |
| 60 month CD | 1.76% | $500.00 |
| 24 month Bump Up CD | 0.70% | $500.00 |
| 36 month Bump Up CD | 0.75% | $500.00 |
| 48 month Bump Up CD | 1.10% | $500.00 |
| 60 month Bump Up CD | 1.51% | $500.00 |
| 12 month Jumbo CD | 0.90% | $90,000.00 |
| 24 month Jumbo CD | 1.10% | $90,000.00 |
| 36 month Jumbo CD | 1.36% | $90,000.00 |
| 48 month Jumbo CD | 1.46% | $90,000.00 |
| 60 month Jumbo CD | 1.86% | $90,000.00 |
| 24 month Jumbo Bump Up CD | 0.80% | $90,000.00 |
| 36 month Jumbo Bump Up CD | 0.85% | $90,000.00 |
| 48 month Jumbo Bump Up CD | 1.21% | $90,000.00 |
| 60 month Jumbo Bump Up CD | 1.61% | $90,000.00 |
| Account Type | APY** | Balance to Earn Annual Percentage Yield |
|---|---|---|
| Regular Savings | 0.10% | $100.00 |
| Special Savings | 0.10% | $100.00 |
| IRA Savings | 0.15% | $100.00 |
| Lone Star Ranger Savings | 0.20% | $100.00 - $2,499.99 |
| 0.10% | > $2,500.00 | |
| Money Market Checking | 0.10% | > $2,500.00 |
| 0.20% | > $15,000.00 | |
| Texas Heritage Checking | 0.00% | $1,500.00 |
*APR= Annual percentage rate. APR is subject to loan term and credit approval.
**APY= Annual percentage yield