Alert:

Our branch lobbies are currently closed for the safety of our Members and employees. Click here to schedule a telephone appointment. Please use our drive-thru windows, LSCU Mobile and LSCU Cards Apps, and our website for financial services. 

infant boy putting money into piggy bank

Rates

Loan Type APR* as low as
Auto (New or Used) 1.75%
Boats, Farm Equip, Motorcycles, RV's (New or Used) 5.75%
Mortgage Loans Please contact us for today's mortgage rates.
Home Equity 4.75%
Signature 8.75%
Line of Credit 8.75%
Share Secured 3.00% above underlying Savings or CD (certificate of deposit) rate

 

Credit Card Type APR* as low as
goodRate 7.95%
goodRewards 12.95%
Share Secured 16.75%

 

Term of Certificate APY** Minimum Balance to Open
Money Market 91 days CD 0.10% $2,500.00
Money Market 182 days CD 0.15% $2,500.00
Youth CDs from 12 months - 60 months 0.55% - 1.25% $100.00
Regular and IRA CD Terms and Rates
12 month CD 0.55% $500.00
24 month CD 0.75% $500.00
36 month CD 0.75% $500.00
48 month CD 0.85% $500.00
60 month CD 1.25% $500.00
24 month Bump Up CD 0.45% $500.00
36 month Bump Up CD 0.25% $500.00
48 month Bump Up CD 0.60% $500.00
60 month Bump Up CD 1.01% $500.00
12 month Jumbo CD 0.65% $90,000.00
24 month Jumbo CD 0.85% $90,000.00
36 month Jumbo CD 0.85% $90,000.00
48 month Jumbo CD 0.95% $90,000.00
60 month Jumbo CD 1.35% $90,000.00
24 month Jumbo Bump Up CD 0.55% $90,000.00
36 month Jumbo Bump Up CD 0.35% $90,000.00
48 month Jumbo Bump Up CD 0.70% $90,000.00
60 month Jumbo Bump Up CD 1.10% $90,000.00

 

Account Type APY** Balance to Earn Annual Percentage Yield
Regular Savings 0.05% $100.00
Special Savings 0.05% $100.00
IRA Savings 0.10% $100.00
Lone Star Ranger Savings 0.15% $100.00 - $2,499.99
0.05% > $2,500.00
Money Market Checking 0.05% > $2,500.00
0.15% > $15,000.00
Texas Heritage Checking 0.00% $1,500.00

 

*APR= Annual percentage rate. APR is subject to loan term and credit approval.  
**APY= Annual percentage yield